Trustee Bonds of Security | FAQS

Do all trustees require trustee bonds of security?

No, if trustees are exempt from furnishing security in the trust deed, they will not be required to source a bond through a bond provider.

What happens if a trustee named in the Letters of Authority resigns or dies – does this affect the security bond?

On the death or resignation of a trustee, the Letters of Authority must be returned to the  Master for the name of the trustee concerned to be deleted. A written resignation by an  outgoing trustee and a resolution by the remaining trustees accepting the resignation would be required by the Master and, in the case of a deceased trustee, a copy of the death certificate would have to be lodged. If security bonds were given to all named trustees an endorsement will have to be effected to the security bond to only reflect the  remaining trustees names.

What else may I need to do if a replacement trustee has not been appointed by the Master and the Trust Deed specifies there must at all times be no less than a certain number of trustees?

An endorsement to the security bond will need to be effected to reflect the addition of the new trustee(s) for the Master to issue amended Letters of Authority. Until this is done, the remaining trustees do not have the capacity to enter into binding transactions on behalf of the trust and the surety will not be guaranteeing the performance of all appointees who are required to act together. The surety can only guarantee the performance of office holders/ appointees hence it is of extreme importance to notify the surety of any changes to the names and number of office holders.

Jacqui Smith (LLB)

Legal Advisor

Subscribe now
Read More

More Articles

Medical Malpractice Claim in South Africa: What to Do, What Not to Do, and How to Protect Yourself

Very few moments in medical practice feel as unsettling as receiving a patient complaint, legal letter, HPCSA notice or summons. Even experienced practitioners often describe the first reaction the same way: shock, panic, anger, self-doubt or fear. For many healthcare professionals, a medico-legal issue feels deeply personal because medicine is personal. Your work is tied…

Read Article > about Medical Malpractice Claim in South Africa: What to Do, What Not to Do, and How to Protect Yourself
Medical Malpractice Insurance in South Africa: The 2026 Guide

Medical practitioners carry a kind of professional pressure that is difficult to explain to anyone outside healthcare. Every consultation, diagnosis, prescription, procedure, referral and follow-up carries responsibility. Most days, that responsibility is handled quietly and professionally. But when something goes wrong — or when a patient believes something has gone wrong — the consequences can…

Read Article > about Medical Malpractice Insurance in South Africa: The 2026 Guide
Road Accident Fund (RAF) Surety Bonds

At Shackleton Risk Management, we can assist you with surety bonds for RAF matters. Surety bonds for RAF matters are provided by Safire Insurance Company Limited (“the Insurer”) and can be lodged by us with the Master on your behalf if needed. Trustees appointed to manage a trust must furnish security to the Master’s satisfaction.…

Read Article > about Road Accident Fund (RAF) Surety Bonds