PI Insurance
Why do I need professional indemnity insurance as a medical practitioner?
Medical practitioners make important decisions every day. You diagnose, prescribe, perform procedures, refer patients and provide advice, often under considerable pressure. Even with excellent training, careful record-keeping and a genuine commitment to patient care, an unexpected outcome can occur. Sometimes a patient believes that something should have been done differently. A complication may arise despite…
When to Notify Your Insurer of a Claim Against Your Professional Indemnity Policy?
In almost all insurance policies, the policy will contain a clause that requires notice of an event which could give rise to a claim or an actual claim to be given ‘immediately’ or as soon as possible’, but not later than 30 days. These clauses are usually inserted under the claims clause and /or in…
What is Professional Liability Insurance and Who Needs It?
Understanding Professional Liability Insurance Professional liability insurance, also known as professional indemnity insurance or errors and omissions insurance, protects professionals against claims of negligence, whether actual or alleged. These claims are typically brought by clients or beneficiaries of your services who believe a mistake, omission, or negligent act caused financial or reputational harm. Why Professionals…
Don’t Be Without PI Insurance
Possibly one of the worst betrayals is when a professional individual paid to look after a client’s interests, neglects their duty in a way that leaves the client physically, financially, emotionally or legally compromised – or suffering a combination of all these. Professional negligence is a breach of the duty of care between a professional…
How to avoid a professional negligence claim
It is important for attorneys providing legal advice and services to be aware of which actions can give rise to a claim for professional negligence. Here are some tips to minimise a professional negligence claim being brought against you… Obtain all the facts The number one complaints against attorneys are neglect and delay. Consulting timeously…
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